Financial Services

What We Represent

If you are a single person, mom and pop shop or small group employer, WE CAN HELP YOU!

We value the importance of investing your money or buying health benefits.  We make every effort to educate all clients about the complexities of investing, or buying benefits  while encouraging reasonable expectations of available options.

We are dedicated to the success of our clients through quality planning and thoughtful advice.  We assist clients in creating an action plan designed to achieve their goals and values.  We focus on each client as they were our only client.

Your Rights as a Client:
  • Courteous Service
  • A trustworthy and competent financial advisor
  • Suitable recommendations
  • Full disclosure of costs and risks
  • Clear communications
  • Comprehensive statements
  • Strict confidentiality

Do You Need Help With?

Retirement Funding IRA Rollovers
Life Insurance 401 K Rollovers
Partnership Coverage Employee Benefits
Section 125 Supplemental Insurance
ROTH IRA’s Benefit Investigation
Vision Dental Insurance
Health Insurance Disability
Advice on COBRA

Services We Provide

  • Helping you define specific financial goals by reviewing your financial situation in depth, taking into account your income, assets and liabilities, current portfolio, risk tolerance and investment time horizon
  • Offering you flexible account options
  • Helping with the paperwork that often accompanies investing
  • Offering you a variety of investment alternatives and services to meet your needs – including retirement, education, insurance, annuities
  • Working with your other professional advisors, such as attorneys and tax specialists, to help ensure coordination in all areas of your financial life
  • Meeting with you on a regular basis to evaluate the performance of your investments and to make sure that they’re in line with your goals.

Confidentiality is a top priority in our client relationships.  We appreciate the trust our clients place in us and never take that trust for granted.

Sound investment decisions are based on facts and careful research, not emotions.  However, we know it’s not always easy to make sensible choices, especially in a fluctuating market.  We can help you employ disciplined, long-term strategies that help protect against short-term market swings.  Together, we’ll establish reasonable investment goals and stick to them.

Connect with Joy

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