Financial Testimonials

“Because of her ability to identify key issues in our search for financial and insurance plans for our Management team and employees. We chose Joy Klepac with Benefit Concepts to be our representative”
- Rita Hinde, Partner of Cummings Masonry

“I would recommend Joy for any insurance needs that you might have.”
- Edie Lupien, Ferrari Color

“I think Joy is one of the few insurance brokers I have met who really cares about the people she works with”
- J. Chandler

“I have developed a tremendous respect and admiration for Joy, largely due to her unwavering diligence and dedication to her clients needs.”
- Brad Brubaker, ATM Mortgage

“I have had the distinct pleasure of knowing and working with Joy Klepac for the past 14 years. Joy is of sterling character and I trust her implicitly to deal with even the most difficult of clients.”
- Jeff Cohn, R.L. Wells & Assoc.

“I have known Joy Klepac for over 19 years. She is one of the most highly principled people I have ever known."
- Raye Malouff, Owner Raye’s Eclectic Designs

“Joy demonstrates professionalism, determination and organization. She is always good with follow-up and communication. I always know I can count on her to solve my insurance needs."
- Rebbecca Nelson – Nelson & Associates

“I have always been impressed with Joy’s integrity and sincerity. I have done business with her and will continue to not only do my personal business with her, but refer to her.”
– Carol Hahl, Coldwell Banker

“Joy has a passion to help her clients gain financial security. Joy is extremely knowledgeable about her product. Joy cares about you…not just about her financial gain."
– Sue Field, owner of Bright Beginnings

“Joy has such high ethics that she spent many hours researching our needs and matching a product to that. She actually counseled against one product we were interested in. Other reps push their products.”
- DeAnn Plaskett – Weekenders Fashions

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